User Agreement

Terms & Conditions

Ablebook Ltd

Registration Number: HE402536

September 2022

Table of Contents

1. Introduction

2. Provision of Services

3. Definitions and Interpretation

4. Applicable Law

5. Compliance with applicable laws and regulations

6. Communication

7. Amendment of this Agreement

8. Personal Data

9. Confidential Information

1. Introduction:

1.1. This User Agreement (hereafter the “Agreement”, and/or “Terms and Conditions” or “T&Cs”) is entered into force between Ablebook Ltd, a non-profit organization under the Cyprus Company Registrar and Jurisdiction with registration number HE402536. The Company’s headquarters are located in Agiou Fanouriou 1, Aradippou, 7102, Larnaca, Cyprus and is a Company incorporated and registered in the Republic of Cyprus under Cyprus Company Law.

1.2. A natural or legal person who has successfully completed the process of registration to open an Account with the Company (hereafter the “user” or “you”) and has submitted all required information. Together referred to herein as the “Parties.”

1.3. By accepting this Agreement, the user also accepts and agrees to be bound, inter alia, by the provisions of the following policies (hereafter the “Policies”), which form an integral part of this Agreement and which are required to be electronically acknowledged and accepted by the User during the online registration procedure:

  1. Privacy Policy;
  2. GDPR;
  3. Cookies Policy.

1.4. Ablebook Ltd has the sole and exclusive use of the domain https://ablebook.com.cy/. The Company’s services are offered through its Electronic Platform and Online Application.

1.5. By accepting and agreeing to the Terms and Conditions during the online registration process, the User agrees to the provision of information through electronic means such Company’s Website or the verified email of the User (the “Durable Mediums”) due to the nature of the relationship established between the relevant Parties, which is deemed acceptable and appropriate.

1.6. The provision of information by means of electronic communication is treated as appropriate and acceptable since the User has regular access to the internet. The provision by the User of an email address for the purposes of the carrying on of that business is considered sufficient evidence. The Company will ensure that the information available on its website will be always kept up to date.

1.7. The Agreement along with the Policies describe the terms, obligations and rights of the Parties applicable to the Account opened with Ablebook Ltd, in the name of the User in order for the User to enter into and enjoy the services that the Company offers.

2. Provision of Services:

 

2.1. The Company is authorized to provide its Services (hereafter the “Services”) in accordance with the provisions set by the Cyprus Company Act. The Company Act in Cyprus specifies that International Business Companies must provide two options for the companies’ name, as well as offer information on the main activities of the company, the initial capital and shareholders. 

2.2. Cyprus Companies Law cap 113 defines all laws and regulations for companies incorporated in Cyprus. You will find below the key extracts from the Cyprus Companies Law along with the full act.

2.3. The Cyprus Company Act regulates the formation and activities of corporations in Cyprus. Having been a former British colony and territory from 1878 until its independence in 1960, Cyprus adopted the English Common Law system. Cyprus joined the European Union (EU) in 2004 which boosted Cyprus as a reliable country for incorporation.

3. Definitions and interpretation:

3.1. This Agreement which also includes and incorporates by reference the schedules hereto and any other schedules for the provision of the Services, which you may request us to provide to you from time to time (the “Schedules”), sets out the terms on which we are willing to act for you. This Agreement supersedes any previous agreements (or Terms and Conditions) between you and us on the same subject matter. This Agreement shall apply to all actions contemplated under this Agreement, provided that in the event of a conflict between this Agreement and any other specific agreement between the User and Ablebook that may govern any specific action, made between you and us, such other specific agreement shall prevail but only in relation to such specific transactions.

3.2. In the Agreement, unless the context requires, otherwise:

  • References to “we” or “us” and/or any other similar wording relate to Ablebook Ltd;
  • Words denoting the singular shall include the plural and vice versa;
  • References to “persons” shall include any individual, firm, company, corporation, government, state or any association, trust, joint venture, or partnership (whether or not having separate legal personality);
  • References to “writing” shall include the transmission of text electronically via Durable Mediums;
  • In the event where general words are specified such as “including”, or “for instance” or specific examples are given, the interpretation of the general words will not be limited to the examples given in the relevant clause;
  • The Agreement and any present or future amendments or Schedules thereto, are written in the English language. In case of differences between this document and any translation of it, the English version always prevails;
  • Headings are for convenience only and will not affect the terms set in the Agreement.

4. Applicable Law:

“Applicable Laws and Regulations” means the legislation, directives or other regulations issued by the Government of Cyprus regarding Companies, the European Commission and/or the other EU Member States and govern the operations of Cyprus Companies and all applicable laws and rules in force from time to time, including, among others, the following:

  1. Cyprus Companies Law Cap 113
  2. the Regulation (EU) 2016/679 on the protection of natural persons with regards to the processing of Personal Data and on the free movement of such data (“GDPR Regulation”);

All other applicable laws and regulations of the Republic of Cyprus and any other relevant jurisdiction, to which we are directly subject or to which we are indirectly subject due to the applicability of such provisions to any member of our Group or an Associate or their applicability to provide its services, and including any relevant intergovernmental agreements.

5. Compliance with applicable laws and regulations:

This Agreement and all orders and Transactions are subject to Applicable Laws and Regulations so that:

  1. if there is any conflict between this Agreement and any Applicable Laws and Regulations, the latter will prevail;
  2. we may take or omit to take any action we consider necessary to ensure compliance with any Applicable Laws and Regulations;
  3. all Applicable Laws and Regulations and whatever we do or fail to do in order to comply with them will be binding on you;
  4. Such actions that we take or fail to take for the purpose of compliance with any Applicable Laws and Regulations shall not render us or any of our directors, officers, employees or agents liable; and;
  5. you agree to comply with all the Applicable Laws and Regulations.

We may make any amendment to this Agreement and take any such action which we consider necessary as a result of any requirements or changes in the requirements of the Applicable Laws and Regulations or pursuant to a general or specific recommendation made by the Company Registrar, or any other regulatory authority of relevance to the Services we provide to you. We shall use reasonable endeavours to give you notice of such actions and amendments to this Agreement which will be affected.

6. Communications:

Users may communicate with the Company via email as specified on its website, within Business Hours. Our contact details are as follows:

Name: Ablebook Ltd

Email: info@ablebook.com.cy

Address: Agiou Fanouriou 1, Aradippou, 7102, Larnaca, Cyprus

Ablebook Ltd will have no liability whatsoever in relation to difficulty in or impossibility of communication in any such circumstances outside of the control of Ablebook Ltd.

For the purposes of the Company’s communication with you, the Company will use the communication details provided by you at the account opening stage unless you provide the Company with updated communication details in which case. It is your responsibility to ensure that at all times the communication details provided to the Company are correct. You are required to notify the Company of any change in relation to your information for the receipt of notices, instructions and other communications immediately. The Company will not be liable for any direct or indirect loss caused as a result of your failure to provide correct and valid communication details.

If you are unable to communicate with the Company and/or the Company is unable to communicate with you for whatever reason, in the absence of gross negligence or fraud on the Company’s part causing such failure of communication, it is noted that the Company shall have no liability for direct or indirect losses caused to or suffered by you as a result of the said failure of communication.

7. Amendments to this agreement:

7.1. The Company has the right, from time to time, to amend the terms of this Agreement. When a material change will occur to this Agreement or any other document comprising Customer Legal Documents Pack, i.e., the Policies, the Company will notify you of such change via the e-mail that you have provided or through the Electronic Platforms. You will have 5 days within which to terminate this Agreement in the case in which you do not agree to the changes notified to you.

7.2. You acknowledge the possibility of failures in electronic communications, mechanical/ software/system failure and encryption failure and accept such risk when engaging with the Company. The Company accepts no liability for such failures which are outside its reasonable control.

7.3. It is noted that the User should not delete such an email before reading it. In addition, the User should not have in place settings which identify such correspondence as spam or trash or otherwise take any action which may prevent you from receiving such communications.

7.4. In the case where the User does not accept notifications of any amendments to this Agreement as stated above, or if he/she wishes for such notifications to be sent to an email account other than the one provided, he/she should notify the Company of this fact immediately. Any notifications sent in accordance with the above will be deemed to have been delivered.

7.5. Such amendment will become effective on the date specified in the Notice.

8. Personal Data:

8.1. The Company collects the necessary information required in order for the Company to safeguard its user’s information. The Company ensures that it collects the necessary information required. Thus, the Company gather information based on the requirements and preferences in order to provide its services effectively and in accordance with the relevant Laws and Regulations).

8.2. The type of information is unidentified and non-identifiable information pertaining to a user(s) (“Non-personal Information”), which may be made available or gathered via your use of the online application. We are not aware of the identity of a user from which the non-personal.

8.3. Information was collected. Non-personal Information which is being collected may include your aggregated usage information and technical information transmitted by your device, including certain software and hardware information (e.g., the type of browser and operating system your device uses, language preference, access time, etc.) in order to enhance the functionality of our online application. We may also collect information on your activity on the online application (e.g., pages viewed, online browsing, clicks, actions, etc.).

8.4. Based on the aforementioned, the Company collects information which is required to communicate with and identify its users.

8.5. Company has set out its Privacy Policy available to all its users through the online platform and website.

9. Confidential Information:

9.1. You shall not assign, transfer, mortgage, charge, declare a trust in relation to, or deal in any other manner with any or all of your rights and obligations under this Agreement (or any other document referred to in it). Any such purported action in violation of this clause shall be void.

9.2. The Company may, without your prior written consent but subject to the consent of the Cyprus Government where necessary, at any time assign, transfer, charge, subcontract, or deal in any other manner with all or any of its rights under this Agreement and may subcontract or delegate any of its obligations under this Agreement to any Group affiliate or third party. The provisions are intended to benefit any such future transferees and shall be enforceable by each of them to the fullest extent permitted by law.

Termination of this Agreement shall not affect any accrued rights or remedies to which either party is entitled.

 

 

Privacy Policy

Ablebook Ltd, is a non-profit organization under the Cyprus Company Registrar and Jurisdiction with registration number HE402536. The Company is responsible for the protection of privacy and the safeguarding of users’ personal information and data. By entering the online application of the Company, the user hereby gives his/her consent to such collection, processing, storage and use of personal information by the Company as explained below.

The collection of personal information

The Company collects the necessary information required in order for the Company to safeguard its user’s information. The Company ensures that it collects the necessary information required. Thus, the Company gather information based on the requirements and preferences in order to provide its services effectively and in accordance with the relevant Laws and Regulations)

The type of information is unidentified and non-identifiable information pertaining to a user(s) (“Non-personal Information”), which may be made available or gathered via your use of the online application. We are not aware of the identity of the user from which the Non-personal Information was collected. Non-personal Information which is being collected may include your aggregated usage information and technical information transmitted by your device, including certain software and hardware information (e.g., the type of browser and operating system your device uses, language preference, access time, etc.) in order to enhance the functionality of our online application. We may also collect information on your activity on the online application (e.g., pages viewed, online browsing, clicks, actions, etc.).

Based on the aforementioned, the Company collects information which is required to communicate with and identify its users.

What the Company Collects:

  •  Name and Surname of User
  •  Email Address
  •  Facebook login
  •  Google login
  •  Location of the user
  •  Disability Declaration & Proof

The use of personal information

The Company collects and uses information only for the purposes and the provision of its services and in order to fulfil its compliance and other obligations as per the relevant Laws and Regulations. In order for the Company to improve its services and inform its users to promote the Company’s activities, the said information is needed and in this respect, the users hereby consent to the usage of this data for such purposes.

In the case where the users do not wish to receive information for any reason, they can contact the Company at the following website: https://ablebook.com.cy/contact/.

User Rights (For EU Users)

You may request to:

Receive confirmation as to whether or not personal information concerning you is being processed, and access your stored personal information, together with supplementary

  • Request rectification of your personal information that is in our control
  • Requthe est erasure of your personal
  • Object to the processing of personal information by
  • Request to restrict processing of your personal information by
  • Lodge a complaint with a supervisory

However, please note that these rights are not absolute, and may be subject to our own legitimate interests and regulatory requirements.

How to exercise your rights?

You can submit an official GDPR-related request /complaint to info@ablebook.com.cy providing the following details:

Personal Details:

  • Name and surname;
  • Email address;
  • Specific Details of the Request
  • Representatives

Only complete if you wish to be represented by a third party. Please note that you will be required to provide the Power of Attorney authorizing the relevant third party to act on your behalf.

  • Name of the representative
  • Your relationship with the representative
  • Email address
  • Contact number
  • Postal address

Retention of personal data

We will retain your personal information for as long as necessary to provide our services and to comply with our legal obligations, resolve disputes, and enforce our policies. Retention periods will be determined taking into account the type of information that is collected and the purpose for which it is collected, bearing in mind the requirements applicable to the situation and the need to destroy outdated, unused information at the earliest reasonable time. Under applicable regulations, we will keep records containing user personal data, communications and anything else as required by applicable laws and regulations.

We may rectify, replenish or remove incomplete or inaccurate information, at any time and at our own discretion.

Protection of personal information

The Company takes reasonable technical and organizational measures to prevent the loss, misuse or alteration of its users’ personal information. The Company stores all the personal information which is provided by the users on its secure (password- and firewall-protected) servers.

The personal information which is provided by the users to the Company is treated as confidential and shared only within the Company, is its service providers based on the service involved and are not disclosed to any third party except under any regulatory or legal proceedings. In the case where such disclosure is required to be made by law or any regulatory authority, it will be made on a ‘need-to-know’ basis, unless otherwise instructed by the regulatory authority. In such cases, the Company shall duly inform the third party regarding the confidential nature of the information.

Restriction of responsibility

The Company is not responsible for the privacy policies or the content of sites or other online applications to which https://ablebook.com.cy/ links and has no control over the use or protection of information provided by the users or collected by those sites or other online applications.

Use of “COOKIES”

A cookie is a file containing an identifier that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server. Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed. Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

Cookies can be used by web servers to identify and track users as they navigate different pages on a website or online application and identify users returning to a website or online application. We use both session and persistent cookies on our website. The Company uses cookies to secure user activities and to enhance the performance of its online application. The cookies used by the Company do not contain personal information or other sensitive information.

Privacy Policy Updates

The Company may update this Privacy Policy from time to time. In the event that the Company materially changes this Policy including how it collects, processes or uses users’ personal information, the revised Privacy Policy will be uploaded to the Company’s website and/or online application. In this respect, the users hereby agree to accept the posting of a revised Privacy Policy electronically on the website and/or online application as the actual notice of the Company to its users. The last revision will be reflected in the “Last modified” section. Your continued use of the online application or services, following the notification of such amendments on our website and/or online application, constitutes your acknowledgement and consent of such amendments to the Privacy Policy and your agreement to be bound by the terms of such amendments.

 

 

GDPR

 Ablebook Ltd, is a non-profit organization under the Cyprus Company Registrar and Jurisdiction with registration number HE402536. The Company is responsible for the protection of the privacy and the safeguarding of users’ personal information and data. By entering the online application of the Company, the user hereby gives his/her consent to such collection, processing, storage and use of personal information by the Company as explained below.

The General Data Protection Regulation, known as GDPR, was created to protect people specifically regarding their personal data. This regulation meshes the privacy laws of the various countries of Europe and is focused on the movement of data outside the EU. General Data Protection Regulation 679/2016 supersedes the 1995 Data Protection Directive (95/46/EC), and aims to change how organizations handle data privacy issues. We at Ablebook Ltd stand committed to upholding all the regulations related to EU data protection and GDPR.

As a part of GDPR, all EU citizens have a variety of personal data rights. These include:

 

  •  Right of access
  • Right to data portability
  • Right to restrict or object to processing
  • Right of erasure
  • Right to rectification

 

Under the provisions of GDPR, all Ablebook Ltd are entitled to certain information. For Example, you, as user, have the right:

 

  • To access personal data
  • To know that your data is undergoing processing
  • To know why it is being processed
  • To discover which categories of data are being processed
  • To learn who will receive the data
  • To know how long the data will be stored and the criteria used to determine the period
  • To offer complaints with appropriate authorities
  • To know if your personal data is transferred to any third party and to be informed of any safeguards used while transferring the data

 

You can request information regarding your data below. For details about what types of information is being collected, you may refer to our Privacy Policy. Alternatively, if you wish to exercise any of the aforementioned rights, or receive more information, please contact us at info@ablebook.com.cy.

We are at your disposal for any matter or further clarifications.

Designed for Convenience and Quick action, also known as the “right to be forgotten”, article 17 of the GDPR states that all users can have their personal details erased. Since we are obligated by regulation to keep our user’s information records, we can’t erase your data, but it will be kept in a secured and isolated environment for regulation purposes only.

Right to Data Portability

Users are able to obtain and use their personal data. This means that users can reuse their details, for example copy and transfer the information from one secure environment to another. Further details including limitations and specifics can be accessed via our various policies.

Right to Rectification

All individuals have the right under GDPR to fix or complete any inaccurate or incomplete personal data, depending upon the purpose.

Right to Restrict or Object Processing

Individuals may object to or restrict the processing of personal data, though this is not guaranteed by GDPR as an absolute right. Conditions apply.

 

 

Terms & Conditions of AbleCard

Ablebook Ltd, a non-profit organization under the Cyprus Company Registrar and Jurisdiction with registration number HE402536. The Company’s headquarters are located in Agiou Fanouriou 1, Aradippou, 7102, Larnaca, Cyprus and is a Company incorporated and registered in the Republic of Cyprus under Cyprus Company Law.

1. Definitions:

These Terms & Conditions include the following definitions:

Digital Loyalty Card: it’s an identity card issued by the Company (Ablebook Ltd) to its members as part of a consumer incentive scheme, whereby discounts are accumulated for specific members of the scheme such as restaurants, coffee shops and other related shops.

Company: it means Ablebook Ltd, with register office at Agiou Fanouriou 1, Aradippou, 7102, Larnaca, Cyprus.

Members: it is the registered Members of the Loyalty Card Scheme who create an account and hold the digital Loyalty Card.

Terms: The following Terms & Conditions and any amendments thereof.

The use of the Digital Loyalty Card requires the unreserved acceptance of the following Terms of use, which apply to the entire content, graphics, images, photos and files contained therein. The user of the Digital Loyalty Card must, therefore, read these Terms carefully before visiting or using it. If these are not accepted, the user should terminate the use of the Digital Loyalty Card or any of its content.

The following Terms are to be read and enforced together with the Company’s Privacy Policy located at https://ablebook.com.cy/. Use of your personal information is governed by the Company’s Privacy Policy, which forms part of these Terms.

2. Introduction:

2.1. The terms regulate all the operations carried out through the Loyalty Card Scheme. The Terms apply to the use of your account within the application of Ablebook Ltd and govern the relationship between the Company and the Members.

2.2. The aim of the Loyalty Card Scheme to reward Company’s Members with special discounts and/or offers while carrying out promotions, as well as to inform Members about products and services of the Company as these set out in the Terms.

2.3. The Terms can be accessed anytime through the application and can also be found Company’s website at https://ablebook.com.cy/ .

2.4. The Discounts are only locally valid, i.e., within the territory of the Republic of Cyprus. In ordered to redeem the discount the Digital Loyalty card must be showcased.

2.5. The Loyalty Card Scheme is only valid for Ablebook Ltd registered Members.

2.6. Eligible Members for the Loyalty Card Scheme are Persons with disabilities as defined in the Convention on the Rights of Persons with Disabilities which refers exclusively to persons with long-term impairments.

3. General use of the Loyalty Card Scheme:

3.1. You may use the Loyalty Card Scheme for personal and lawful use in accordance with these Terms and you are not allowed to cope or use any material from the application and/or the Loyalty Card for any commercial purposes.

3.2. You must use the information and data contained in the application and/or the Loyalty Card in a lawful manner and consistent with good faith and fair practice. In the opposite case, you undertake the responsibility to restore any damage that may be cause to us by your unlawful or improper use.

3.3. You are also prohibited from entering any malicious software or data into our app in any way, which could possibly alter the appearance and completeness of the data and organization of the app. In such a case, we reserve the right to take any appropriate legal measures to restore any damage that may be sustained.

3.4. The content of the App (indicatively referred to trademarks, images, photos, drawing, graphics, services provided, and generally all the files of this app) are our intellectual property, registered trademarks and services marks and are protected in accordance with the relevant provisions of Cyprus Law, European Law and the international treaties. None of them may be, therefore, wholly or partly sold, copied, amended, reproduced, republished or transmitted or distributed in any way. 

3.5. The intellectual property in all materials on the App which is supplied by the Loyalty Card Scheme is owned by the Company (Ablebook Ltd).

4. Eligibility and Account Creation Procedure:

4.1. To be eligible to create an account in the App you must be over 18 years old, or you can use an eligible registered third party.

4.2. Accounts within the App shall be created and issued to natural persons only, with a set fee amount for the creation of the Loyalty Card.

4.3. The Account of each new Member of the App is strictly individual and cannot be transferred to another individual. Each Member will be, therefore, will be provided the Discounts, which will correspond to their own purchases.

4.4. Registration to the Loyalty Card Scheme is done electronically, by the Member downloading the App and inputting the information needed to create an account on the online application form on the App.

4.5. A prerequisite of successful registration is to fill in all the required fields of the application form, accept the Terms and acknowledge that you have read the Privacy Policy. We reserve the right to refuse entry to the Loyalty Card Scheme without any justification. In the event of an applicant submitting false information to us, the applicant is liable for any misconduct towards the Company.

4.6. It is your responsibility to inform us of any changes to your personal details which are provided through the initial registration form when you create an account within the App. To update your personal details, you can make all necessary changes in your profile within the App or by sending an email to info@ablebook.com.cy.

5. Features of the App:

5.1. The App can be used to collect Discounts through the Loyalty Card Scheme which is within the Company’s App.

5.2. The Discounts are not redeemable for cash or any other form of credit and will have no cash value.

5.3. The Discounts can be redeemed for the purchase of specific products from the list of restaurants, coffee shops, or any other related company offered by the Card.

5.4. The Discounts cannot be transferred or used between Members or any other individuals.

6. Other Features:

6.1. Through the App, you will be able to locate the abovementioned shop included in the Scheme and get directions via smartphone maps per area according to their services.

7. Cancelation of Account:

7.1. You may delete your subscription and/or account by contacting us and requesting the deletion of your account by sending us an email at info@ablebook.com.cy.

7.2. Your App account shall be deleted within 10 working days from your request.

7.3. We shall not be liable to you for any direct or indirect, existing or future losses connected to the termination or deletion of the Account and/or Loyalty Card Scheme.

8. Suspension and Termination of Services:

8.1. We may suspend the operation of the App for repair or maintenance work or in order to update or upgrade the contents of functionality of the App from time to time. Access to or use of the App or pages linked to it will not necessarily be unerupted.

8.2. We reserve the right to decide to suspend or discontinue access to part or the entire App at our discretion.

8.3. In the event that we suspend or discontinue access to part of or the entire App, we will be giving a week’s notice to redeem your available Discounts.

9. Discounts Offered:

9.1. The Loyalty Card Scheme give you’re the possibility, but no obligation to redeem the available Discounts set on the App.

9.2. A list of specific restaurants, coffee shops, and other related entities can be found within the App. In addition, the total of Discounts can also be found within the App.

9.3. We reserve the right to change or amend the Discounts available on the App at our absolute discretion without your prior consent or notification. Such amendments shall be published within the App.

10. Liability:

10.1. You agree to use our App and upon registration our Loyalty Card Scheme on daily basis. On that basis, except as expressly set out in these Terms and in accordance with your statutory rights, we do not enter into conditions, warranties or other terms in relation to the App or the Loyalty Card Scheme or any guaranteed or predicted result by using the App or the Scheme.

10.2. We shall not be liable for failure to company with these Terms due to any event that is beyond its reasonable control, including (without limitation) the input of wrong information by any Member.

10.3. To the Extend permitted by the law, we, our employees and agents shall be liable for any claims, losses, damages, injuries, costs and expenses (whether direct, indirect or consequential) suffered, sustained or incurred as a result of, or arising out of, or in any way connected with the App and/or use of any Discounts.

10.4. We shall not be liable for the products offered or gained or purchased through the App. For any defects of the products gained through the Discounts, contact the Company as mentioned in this Terms & Conditions at info@ablebook.com.cy.

11. Applicable Law:

11.1. The Terms are governed by the laws of the Republic of Cyprus.

11.2. In the event of any inconsistency between these Terms and the applicable law, applicable law shall prevail.

12. Other Terms:

12.1. We may amend, withdraw, suspend and/or interrupt the Schemes or any part thereof at any time, in our sole discretion without notice.

12.2. These terms can be amended from time to time without notice and any changes will take effect immediately upon publication on our website at https://ablebook.com.cy/or at the Terms in this App. The amended Terms will appear in the form of a notification once you use the App.

12.3. If any provision of these Terms is found to be unenforceable, this shall not affect the validity of any other provision.

12.4. We may delay enforcing our rights under these Terms without forfeiting them.

12.5. You agree that we might sub-contract the performance of any of our obligation or may assign these Terms or any of our rights or obligation without giving you any notice.

12.6. If you have any inquiries or complaints (about the App or the Loyalty Card Scheme), please address them to info@ablebook.com.cy.